The Local 4 Payroll Service processes payrolls for the musicians of the Opera Cleveland, Cleveland Chamber Symphony, Cleveland Pops Orchestra, Playhouse Square Foundation and local and national ensembles. This service is recommended for all leaders and musicians concerned with the fringe benefits (Worker's Compensation, Unemployment Insurance and Pension Contributions) of professional employment. Take advantage of this benefit.

Local 4 provides all members with the opportunity to obtain group health insurance coverage at competitive rates. Medical, dental, vision and disability policies are available. Please call Dennis Chandler for further information.

All members in good standing are eligible for a $1000 life insurance policy. This amount may be increased to $2000 with an annual payment. Please call Dennis Chandler for further information.

Local 4 has teamed up with Century Federal Credit Union (CFCU) to offer our members an additional financial option.

Established in 1948, Century Federal Credit Union was originally chartered to serve the federal employees working in the city of Cleveland and Cuyahoga County. Since that time, CFCU has expanded to serve over 150 select employer groups. Today, with over 22,000 members, CFCU is one of the largest credit unions in northeast Ohio.

If you want to learn how to become a member of CFCU and take advantage of this great opportunity, visit one of the branch locations below:

DOWNTOWN   1240 East 9th   AJC Federal Building   Suite 719   (216) 535-3200

WADE PARK   VAMC   10701 East Boulevard   (216) 535-3609

BRECKSVILLE   VAMC   10000 Brecksville Road   Building 1 C302   (216) 535-3279

NORTH OLMSTED   38251 Lorain Road   (216) 535-3100

NASA   21000 Brookpark Road   Building 15   (216) 535-3400

LYNDHURST   5465 Mayfield Road   (216) 535-3800

BANK ONLINE   24/7   www.cenfedcu.org  

Member Support Center (216) 535-3200   (800) 615-2328

Audio Response System (216) 535-3288   (800) 626-7974

(AFM-EPF) is one of the largest pension funds in the entertainment industry with more than $1.5 billion in assets. Every year millions of dollars are paid out to musicians who participate in this benefit.

The Lester Petrillo Memorial Fund is a charitable fund that provides financial aid to disabled members. This fund is not intended to replace health insurance or provide general loans, but does assist qualified applicants on an emergency basis. Call Leonard DiCosimo for more information.

The Phonograph Record Manufacturer's Special Payments Fund, and the Theatircal and Television Motion Picture Special Payments Fund were established in order to provide recording musicians with additional revenue based on the sales of recordings and films beyond the time of the initial recording sessions.

If you're employed full-time, freelance, work out of your home or are self-employed, you need this "All-Risk" insurance to protect the large investment you've made in your equipment. Administered by: Seabury & Smith, Inc. 1440 Renaissance Drive  Park Ridge, Illinois  60068-1400.   Call Toll-Free (800) 503-9230